Funerals are expensive they now represent the third largest expenditures that most families will make in their lifetimes. Only our homes and automobiles cost more. Therefore preplanning your funeral is not only an intelligent choice, it is also considerate for the survivors.
A thoughtful way to help your loved ones cope with your death is to preplan your own funeral. Since funeral expenses are an expensive obligation, it is natural to prefer that we finance our own funeral instead of burdening others. This thoughtful act will provide you with a sense of completeness, peace of mind and security.
Ann remembered that they were offered a plan that was very affordable. Her husband felt that they didn’t need it because they had plenty of retirement savings. She didn’t argue with him. After all, John had always been a good provider, and because of his careful investments, they both felt sure their retirement years would meet their dreams and expectations. But John developed physical problems and his health kept deteriorating. The bills kept increasing and their savings dwindled. Eventually, John, her husband of forty years died. At this terrible time in her life Ann was forced to swallow her pride and ask her children to pay for the funeral.
The cost of paying for a funeral is often a shock to survivors. In fact, funerals sometimes need to be delayed until the survivors ask friends and church to donate enough money. Imagine being overcome with grief, and having to sacrifice your dignity while being forced to solicit for needed funds. Many of us are struggling to make ends meet and all kinds of priorities compete for our limited income. But unexpected death happens. Whether our death results from an unfortunate accident, or a sudden illness, burdening our loved ones with debt is not the intention of anyone.